Privacy Policy

Privacy Policy

Introduction

Welcome to https://commercial-liability-insurance-arizona.livebursts.com (henceforth referred to as “Commercial Liability Insurance Arizona,” “we,” or “our”). We are dedicated to protecting your privacy and ensuring the security of your personal data. This comprehensive Privacy Policy explains our practices regarding the collection, handling, and use of information from our website visitors, users, and subscribers.

Scope

This policy covers all aspects of our online presence, including but not limited to:

  1. Our official website at https://commercial-liability-insurance-arizona.livebursts.com.
  2. All associated mobile applications and services.
  3. Online forms, surveys, and interactions through our platform.
  4. Communications initiated by or through us, such as emails, newsletters, and text messages.

Please note that this policy does not extend to external links or third-party platforms accessed from our website. These entities have their own privacy policies, and we encourage you to review them before engaging with their services.

Processing Activities

Our Privacy Policy guides how we interact with users across various touchpoints:

  1. Account Creation and Usage: When you sign up as an authorized user or access our services, we collect and process your personal information to manage your account.
  2. Website Visits: We track visits to our websites to analyze user behavior, enhance site performance, and personalize content.
  3. Communications: If you choose to receive marketing materials or newsletters from us, we’ll use your contact details for this purpose.

Personal Data Collection

We gather various types of personal data to provide and improve our services:

  1. Account Information: This includes your name, user ID, and password (hashed and salted).
  2. Payment Details: Credit/debit card numbers, expiration dates, and billing addresses are collected for secure transactions.
  3. Financial Records: We may store financial information related to insurance premiums, claims, or investments.
  4. Purchase History: Data about products or services purchased from our platform.
  5. Mobile Device Identifiers: Unique device identifiers and mobile app usage data.
  6. Location Data: Information about your geographical location when using our GPS-enabled services.
  7. Feedback and Reviews: Your comments, suggestions, and ratings help us improve.
  8. Social Media Handles: If you choose to connect through social media platforms, we may access your public profile information.
  9. Product Preferences: Data about products you’ve shown interest in or added to your cart.

We collect this data through direct user input, automated systems (like cookies and device fingerprinting), and third-party providers who assist us in delivering services.

Cookies and Tracking Technologies

We employ cookies and similar technologies for enhanced user experience and analytics:

  1. Strictly Necessary Cookies: These are essential for website functionality and security.
  2. Preference Cookies: Used to remember your preferences, such as language settings.
  3. Analytics Cookies: Help us understand website usage and improve performance.

Users can manage their cookie preferences through our Cookie Manager or browser settings.

Data Retention and Deletion

We adhere to data retention policies based on legal requirements and business needs:

  1. Retain personal data for the duration of your account activity and for a period beyond that, as necessary for legal compliance or tax/audit purposes.
  2. Delete or anonymize personal data when it’s no longer needed for the purpose it was collected.

Security Measures

We prioritize the protection of your data through robust security practices:

  1. Implement encryption protocols to safeguard transmitted and stored data.
  2. Engage secure third-party processors to handle sensitive transactions.
  3. Regularly review and update our security measures to meet industry standards.

Children’s Privacy

We do not intentionally collect or solicit personal information from children under the age of 18. If we discover that a child has provided us with such data, we will take steps to delete it promptly.

Your Data Rights (Based on Location)

Depending on your jurisdiction, you have specific rights regarding your personal data:

  1. Access: Request access to the personal information we hold about you.
  2. Rectification: Correct any inaccurate or incomplete data.
  3. Erasure: Ask for the deletion of your data in certain circumstances (e.g., withdrawal of consent).
  4. Restriction: Limit the use of your data under specific conditions.
  5. Portability: Receive your personal data in a structured, commonly used format.
  6. Objection: Object to the processing of your data for legitimate interests.
  7. Non-Discrimination: Be free from unfair treatment due to exercising your data rights.

To exercise these rights or raise complaints, contact our Data Protection Officer at [email protected] or through postal mail.

Changes to Privacy Policy

We may update our Privacy Policy from time to time. Any significant changes will be notified via email or posted on our website with a revised policy version.

Contact Information

For any questions, concerns, or requests related to data privacy:

We are committed to maintaining transparency and ensuring your trust in our handling of personal information.